Terms of Service

San Jose Business Loans CA provides the following information. Last Updated: September 22, 2026

1. Acceptance of Terms By accessing or using the services provided by San Jose Business Loans ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services or website.

2. Description of Services San Jose Business Loans operates as a commercial loan brokerage. We assist business entities in identifying and applying for commercial financing options through third-party funding sources. We are not a direct lender, bank, or depository institution. We do not make lending decisions, issue loan approvals, or fund loans directly.

San Jose Business Loans may receive compensation from a third-party funding provider or referral network following a successful referral or completed financing transaction. This compensation may affect which providers or products are presented. Applicants are not obligated to accept an offer.

3. Business Purpose Only Our services are intended strictly for commercial and business purposes. We do not facilitate consumer, personal, or household loans. By submitting an application or inquiry, you represent and warrant that any funds obtained will be used solely for lawful business purposes.

4. Information Accuracy You agree that all information provided to us, whether through our website, forms, or direct communication, is accurate, complete, and current to the best of your knowledge. Material misrepresentation of financial data or business status may result in immediate termination of services.

5. No Guarantee of Funding Submission of an application, lead form, or inquiry does not guarantee approval or funding. All financing is subject to the underwriting criteria, due diligence, and final approval of the third-party funding providers. Timelines provided (e.g., "answer within one week") are estimates and are not guaranteed.

6. Limitation of Liability San Jose Business Loans shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services, or the approval or denial of any financing application by a third-party provider.

7. Governing Law These terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts located in Santa Clara County, California.